Data investigation
GLP-1 Patient Assistance Programs: What Novo Nordisk and Lilly Cares Give Free
Novo Nordisk's free-medicine program covers Ozempic for uninsured people up to 200% of the poverty level, not Wegovy. Lilly Cares covers Trulicity, not Mounjaro or Zepbound. Who qualifies, income limits in dollars, how to apply, and how it differs from savings cards.
Part of What it costs, and who pays
Novo Nordisk’s Patient Assistance Program gives Ozempic free, but only to uninsured households earning no more than twice the federal poverty guideline. Wegovy and Rybelsus are not on its list.[1][2] Lilly Cares gives Trulicity free up to 300% of the poverty level, and does not include Mounjaro, Zepbound or Foundayo.[5][6] No free-medicine program from either company covers a GLP-1 approved for weight loss. For Wegovy and Zepbound, the routes left are insurance with a savings card, the manufacturers’ cash prices, and, on Medicare, the $50 GLP-1 Bridge.[13]
Which GLP-1s each free-medicine program covers
| Drug | Maker | On the free-medicine list? | Who can get it free |
|---|---|---|---|
| Ozempic injection (0.25 to 2 mg pens) | Novo Nordisk | Yes | Uninsured only; income up to 200% FPL |
| Ozempic tablets | Novo Nordisk | No | Not available |
| Rybelsus | Novo Nordisk | No | Not available |
| Wegovy (pen or pill) | Novo Nordisk | No | Not available |
| Victoza, Saxenda | Novo Nordisk | No | Not available |
| Xultophy (insulin degludec and liraglutide) | Novo Nordisk | Yes | Uninsured up to 400% FPL; not marked uninsured-only |
| Trulicity | Eli Lilly | Yes | Uninsured or Medicare Part D; income up to 300% FPL |
| Mounjaro | Eli Lilly | No | Not available |
| Zepbound | Eli Lilly | No | Not available |
| Foundayo | Eli Lilly | No | Not available |
Novo’s product list for the program names four Ozempic pens and marks every one of them “available for uninsured patients only.”[2] The rest of the list is insulins, needles, a pen device and Xultophy, an insulin combined with liraglutide.[2] Novo’s own page warns that some medicines left the program for 2026.[1] Lilly’s list runs to more than two dozen products, from insulins to cancer drugs, and Trulicity is its only GLP-1.[5] Lilly Cares recently reopened Trulicity to new applicants without the medical exception it had been requiring.[4]
Ozempic and Trulicity are diabetes drugs. Ozempic’s approval covers blood-sugar control in adult type 2 diabetes, with no weight-management indication.[9] A free supply goes to the patient whose prescriber writes it for that drug; the program does not turn Ozempic into a weight-loss benefit.
Novo Nordisk Patient Assistance Program: who qualifies
The program charges nothing to join and nothing per month.[1] For 2026, Novo sets five conditions:[1]
- Residency. A US citizen or legal resident.[1]
- Insurance. Medicare or no insurance at all. Anyone with private or commercial coverage is out, whether or not that plan covers the drug.[1]
- No other public drug coverage. Not enrolled in, and not eligible for, Medicaid, the Medicare Low-Income Subsidy (Extra Help) or VA benefits. If you could qualify for Medicaid or Extra Help, the application needs the denial letter.[1]
- Income for Ozempic. Household income no higher than 200% of the poverty guideline. Other products on the list allow up to 400%.[1]
- A prescription. After approval, Novo contacts your prescriber for it.[1]
Novo checks income electronically. Its application form asks for consent to an income verification that includes a soft credit check.[3] Paystubs, W-2s or 1099s are requested only if you did not file taxes or had a life event that changed your income.[1] Residents of Maine and Minnesota also send a photo ID.[1]
The 2026 Medicare change for Ozempic
Until 2026 the program took Medicare patients on Ozempic. It no longer does. Novo’s 2026 rules shut Part D enrollees out of free Ozempic, and its page notes that most Medicare drug plans cover Ozempic.[1] Novo also dropped its old rule that Part D patients first spend $1,000 out of pocket; that change helps on the products still open to Medicare, such as the insulins.[1] For a Part D enrollee on Ozempic, the route is the plan’s own copay. Novo points those patients to the Medicare Prescription Payment Plan, which spreads drug costs over the year without reducing them.[1]
Lilly Cares: who qualifies
Lilly Cares is a separate nonprofit foundation that gives donated Lilly medicines free for up to 12 months.[4] It sorts its products into income groups, and Trulicity sits in Group 1.[6] To qualify for Trulicity:
- Residency. A permanent resident of the United States, including Puerto Rico and the US Virgin Islands.[6]
- Insurance. No insurance, or Medicare Part D. Unlike Novo’s program for Ozempic, Lilly Cares still takes Part D enrollees for Trulicity.[6]
- No Medicaid, full Extra Help or VA benefits.[6]
- Income. A household adjusted gross income no higher than 300% of the 2026 poverty guideline. Insulins are Group 2, at 400%.[6]
- No plan steering you there. If an employer or health plan requires you to apply to Lilly Cares as a condition of coverage, through what Lilly calls an alternative funding program, you are not eligible.[6]
Lilly Cares verifies income through a consumer reporting agency and checks insurance electronically, and can ask for more documents if the results do not match.[6] People in Alaska and Hawaii, where the poverty guidelines are higher, are told to call for their limits.[6]
The income limits in dollars
| Household size | 100% FPL (2026) | Novo PAP, Ozempic (200%) | Lilly Cares, Trulicity (300%) |
|---|---|---|---|
| 1 | $15,960 | $31,920 | $47,880 |
| 2 | $21,640 | $43,280 | $64,920 |
| 3 | $27,320 | $54,640 | $81,960 |
| 4 | $33,000 | $66,000 | $99,000 |
The 300% column matches Lilly’s own published table to the dollar.[6][7] Novo does not print dollar figures. It states the percentage and sends applicants to an outside table of the poverty guidelines, so the 200% column is the HHS guideline doubled.[1][7] Each additional household member raises the 2026 guideline by $5,680.[7]
How to apply, and how long it takes
| Novo Nordisk PAP | Lilly Cares | |
|---|---|---|
| How to apply | Online, as Novo moves enrollment to online only; your prescriber's office completes its part from an email link | Online, a printed form by fax or mail, or a form mailed on request |
| Documents | Medicaid or Extra Help denial letter if you could qualify; proof of income only in some cases | Prescriber section and a prescription |
| Decision | Within 2 business days if complete | About 3 to 5 business days if complete |
| Delivery | Shipped to your home within 5 business days of approval | Shipped to you or your prescriber; refrigerated drugs by the next business day |
| Supply | Refills are not automatic; the pharmacy contacts you | 1 to 4 months per shipment; auto-refill available |
| Enrollment lasts | 12 months uninsured; to December 31 on Medicare | Generally 12 months; to December 31 on Medicare Part D |
| Renewal | New application from 30 days before enrollment ends | Reapply up to 60 days before enrollment ends |
| Phone | 1-866-310-7549 | 1-800-545-6962 |
Novo is moving enrollment to online only and says the form works on a phone; a prescriber’s office can help anyone without internet access.[1] Its medicine ships from Neovance Specialty Pharmacy, which calls to schedule delivery, and it cannot go to a local pharmacy.[1] Lilly Cares also ships only through its contracted pharmacy, with no pickup.[6] Both programs ship free.[1][6] Neither charges a fee for applying, and Lilly says it is not affiliated with third parties that charge to file the application.[6]
Medicare patients enroll by calendar year in both programs. Novo takes next-year applications from Part D enrollees after October 15, and its form says a Part D patient who joins stays in the program until December 31.[1][3] On Lilly Cares, the last shipment of the year can be smaller than usual because a Part D enrollment ends with the calendar year.[6]
Free medicine, savings cards and cash prices are three different programs
Search results mix three kinds of manufacturer program under one name, and their insurance rules conflict. A free-medicine program wants you uninsured or on Medicare. A savings card wants commercial insurance and refuses Medicare. A cash price ignores insurance entirely.
| Program type | Examples | Who it is for | What you pay | Medicare or Medicaid? |
|---|---|---|---|---|
| Free medicine (patient assistance) | Novo Nordisk PAP (Ozempic); Lilly Cares (Trulicity) | Uninsured, or Medicare where allowed, under an income limit | $0, shipped to you | Medicare Part D allowed for Trulicity, not Ozempic; Medicaid excluded |
| Savings card (copay card) | Ozempic, Wegovy, Mounjaro, Zepbound, Foundayo cards | Commercial insurance; Mounjaro and one Zepbound card also work when the plan refuses the drug | As little as $25 when the plan covers it; Novo caps savings at $100 a month, Mounjaro at $150 | Excluded |
| Self-pay (cash) | NovoCare Pharmacy; LillyDirect | Anyone with a prescription | Ozempic $349 to $499; Wegovy pen $349, pill from $149; Zepbound KwikPen or vial from $299; Foundayo from $149 | Allowed, but nothing counts toward your plan |
The figures come from the manufacturers’ pages. Novo’s Wegovy and Ozempic savings offers cap the discount at $100 a month and exclude government beneficiaries.[8][9] Zepbound’s card adds a $1,300 yearly cap and ends December 31, 2026.[10] Mounjaro’s card caps savings at $150 a month and $1,950 a year, has a $499 version for plans that do not cover it, and also ends December 31, 2026; Lilly lists Mounjaro at LillyDirect for self-pay only.[11] Foundayo starts at $149 a month self-pay.[12] Which card fits which plan is covered in GLP-1 manufacturer coupons, and current prices for every brand are on the savings page.
If you need Wegovy or Zepbound and cannot pay
No free-medicine route exists for these drugs, so the question becomes which paid route is cheapest for your coverage.
- On Medicare Part D. The Medicare GLP-1 Bridge, running from July 2026, pays for Wegovy (pen or pill), the Zepbound KwikPen and Foundayo prescribed for weight, leaving a $50 copay per month’s supply after prior authorization.[13] Extra Help cannot reduce the $50. Anyone whose GLP-1 would treat diabetes, moderate-to-severe sleep apnea or fatty liver is sent back to the regular Part D plan.[13] Eligibility and the steps are in the Medicare GLP-1 Bridge.
- On Medicaid or eligible for it. Both free-medicine programs exclude you, and coverage depends on your state. See does Medicaid cover Ozempic and Wegovy and does Medicaid cover Zepbound.
- With commercial insurance. Neither free-medicine program will take you. The first step is the plan’s criteria and, if needed, an appeal: how to get a GLP-1 covered by insurance.
- With no insurance. The lowest legal prices are compared in the cheapest GLP-1 without insurance, and the ways to pay are set out in how to pay for a GLP-1 without insurance.
If you pay cash, an online prescriber can write the prescription, but at several of them the drug is billed apart from the visit. Walgreens Weight Management and Amazon One Medical prescribe brand-name drugs only, Wegovy in pen or pill form among them, and show their prices before the health questionnaire. Call-On-Doc charges a care-only visit fee for brand drugs and leaves the medication to your own pharmacy, where insurance or a savings card can be used. WeightWatchers Clinic, the prescribing arm of the WeightWatchers Med+ membership, prescribes brand GLP-1s only and bills the drug apart from the membership.
Other online sellers list a brand pen next to compounded versions, which are not the same product as the FDA-approved drug. Fridays lists name-brand Ozempic, Effecty lists both Ozempic and Wegovy, and SkinnyRx sells Ozempic and Wegovy pens on a monthly plan that you can pay in full or finance.
Frequently Asked Questions
References
- 1.Novo Nordisk Inc. Novo Nordisk Patient Assistance Program (PAP): 2026 eligibility, application and FAQ NovoCare. 2026. https://www.novocare.com/diabetes/help-with-costs/pap.html
- 2.Novo Nordisk Inc. Novo Nordisk Patient Assistance Program (PAP): available products (NNIPAP_11_01012026) NovoCare. 2026. https://www.novocare.com/content/dam/novonordisk/novocare/forms/PAP_Product_List.pdf
- 3.Novo Nordisk Inc. Novo Nordisk Patient Assistance Program application (NNIPAP_14_Oct2025) NovoCare. 2025. https://www.novocare.com/content/dam/novonordisk/novocare/forms/PAP_Application_EN.pdf
- 4.Lilly Cares Foundation, Inc. Lilly Cares Foundation Patient Assistance Program Lilly Cares. 2026. https://www.lillycares.com/
- 5.Lilly Cares Foundation, Inc. Available medications Lilly Cares. 2026. https://www.lillycares.com/available-medications
- 6.Lilly Cares Foundation, Inc. How to apply: eligibility, household income guidelines and FAQ Lilly Cares. 2026. https://www.lillycares.com/how-to-apply
- 7.Office of the Assistant Secretary for Planning and Evaluation, US Department of Health and Human Services. HHS poverty guidelines for 2026 ASPE. 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines
- 8.Novo Nordisk Inc. NovoCare: Wegovy pricing and savings (self-pay and commercial insurance offer) NovoCare. 2026. https://www.novocare.com/patient/medicines/wegovy.html
- 9.Novo Nordisk Inc. NovoCare: Ozempic savings offer and self-pay pricing NovoCare. 2026. https://www.novocare.com/diabetes/products/ozempic/savings-offer.html
- 10.Eli Lilly and Company. Zepbound savings and insurance options, with savings card terms and conditions Eli Lilly and Company. 2026. https://zepbound.lilly.com/savings
- 11.Eli Lilly and Company. Mounjaro savings and coverage, with savings card terms and conditions Eli Lilly and Company. 2026. https://mounjaro.lilly.com/savings-coverage
- 12.Eli Lilly and Company. LillyDirect: Foundayo self-pay pricing and savings LillyDirect. 2026. https://www.lilly.com/lillydirect/foundayo
- 13.Centers for Medicare & Medicaid Services. Weight loss drugs: Medicare GLP-1 Bridge coverage and costs Medicare.gov. 2026. https://www.medicare.gov/coverage/weight-loss-drugs
Compare the sellers
Related research
Does Ozempic Slow Your Metabolism? What the Measurements Show
Ozempic does not slow metabolism beyond what weight loss itself does. Calorimetry studies of semaglutide and tirzepatide found the drop in calorie burn matched the lost weight, and was no bigger than with dieting. What happens to muscle, plateaus and metabolism after stopping.
11 min read
Wegovy Pill Cost: Every Dose and Every Way to Pay
Without insurance the Wegovy pill is $149 to $299 a month from NovoCare, by dose. Commercial insurance can bring it to $25; Medicare's GLP-1 Bridge charges $50. Seller fees compared.
7 min read
Stopping Tirzepatide (Zepbound): Weight Regain, Side Effects and Cold Turkey
In SURMOUNT-4, people switched from tirzepatide to placebo regained 14% of body weight in a year, most of it in the first six months. What the Zepbound label says about stopping, the 5-day half-life, diabetes, and what helps keep weight off.
11 min read
Stopping Ozempic or Wegovy: Side Effects, Weight Regain and Keeping It Off
Stopping Ozempic or Wegovy causes no withdrawal syndrome on either label. Appetite returns as semaglutide clears over about five weeks, and a 2026 BMJ meta-analysis found regain of about 0.8 kg a month. What helps keep weight off, and what women should know.
10 min read
Foundayo Cost: Orforglipron Price by Dose, Insurance and Medicare
Foundayo (orforglipron) is $149 to $349 a month self-pay from LillyDirect, by dose, and $299 at maintenance with on-time refills. What a 72-week course costs, the savings card, Medicare's $50 Bridge copay, and seller fees.
10 min read
Which Zepbound Dose Works Best? 5, 10 and 15 mg Compared in the Trials
In SURMOUNT-1, Zepbound 15 mg averaged 20.9% weight loss, 10 mg 19.5% and 5 mg 15.0%. The step from 10 to 15 mg added 1.4 points. Results, side effects and discontinuation by dose, the 15 mg maximum, and why the label counts 5, 10 and 15 mg as maintenance.
10 min read
Where to get tirzepatide (Mounjaro / Zepbound) online, safely: sellers our editors have checked
These are telehealth sellers our editors have checked. For each one we hold a price, the form the drug comes in, and the states it reaches.
No insurance needed · vetted by our editors
Some of the links on this page earn us money. If you sign up with a provider after following one, that provider may pay GLP Watchdog a commission. Learn more
Enhance MD
Knowing which pharmacy fills the vial: it names Tru Meds Rx
From $329/mo
Get started →DudeMeds
Compounded semaglutide at $175/month, prepaid as a 3-month kit
From $233/mo
Get started →Oak
A choice of compounded injections, oral semaglutide and brand-name GLP-1s from one cash-pay checkout
From $300/mo
Get started →