Data investigation

GLP-1 Patient Assistance Programs: What Novo Nordisk and Lilly Cares Give Free

Novo Nordisk's free-medicine program covers Ozempic for uninsured people up to 200% of the poverty level, not Wegovy. Lilly Cares covers Trulicity, not Mounjaro or Zepbound. Who qualifies, income limits in dollars, how to apply, and how it differs from savings cards.

By Nora Bissett · Pricing Editor
Editorially reviewed. Not medical advice · How we verify contentLast reviewed
9 min read·13 citations

Part of What it costs, and who pays

Novo Nordisk’s Patient Assistance Program gives Ozempic free, but only to uninsured households earning no more than twice the federal poverty guideline. Wegovy and Rybelsus are not on its list.[1][2] Lilly Cares gives Trulicity free up to 300% of the poverty level, and does not include Mounjaro, Zepbound or Foundayo.[5][6] No free-medicine program from either company covers a GLP-1 approved for weight loss. For Wegovy and Zepbound, the routes left are insurance with a savings card, the manufacturers’ cash prices, and, on Medicare, the $50 GLP-1 Bridge.[13]

About this article. Eligibility rules, product lists, income limits and timelines come from the programs’ own pages and forms: NovoCare for Novo Nordisk, the Lilly Cares Foundation for Lilly, read in October 2026. Dollar income limits are the HHS 2026 poverty guidelines multiplied out. Cash and savings-card prices come from each manufacturer’s pricing page. Programs change their lists without notice; check the list before you apply.

Which GLP-1s each free-medicine program covers

Free-medicine (patient assistance) coverage by drug, October 2026.
DrugMakerOn the free-medicine list?Who can get it free
Ozempic injection (0.25 to 2 mg pens)Novo NordiskYesUninsured only; income up to 200% FPL
Ozempic tabletsNovo NordiskNoNot available
RybelsusNovo NordiskNoNot available
Wegovy (pen or pill)Novo NordiskNoNot available
Victoza, SaxendaNovo NordiskNoNot available
Xultophy (insulin degludec and liraglutide)Novo NordiskYesUninsured up to 400% FPL; not marked uninsured-only
TrulicityEli LillyYesUninsured or Medicare Part D; income up to 300% FPL
MounjaroEli LillyNoNot available
ZepboundEli LillyNoNot available
FoundayoEli LillyNoNot available

Novo’s product list for the program names four Ozempic pens and marks every one of them “available for uninsured patients only.”[2] The rest of the list is insulins, needles, a pen device and Xultophy, an insulin combined with liraglutide.[2] Novo’s own page warns that some medicines left the program for 2026.[1] Lilly’s list runs to more than two dozen products, from insulins to cancer drugs, and Trulicity is its only GLP-1.[5] Lilly Cares recently reopened Trulicity to new applicants without the medical exception it had been requiring.[4]

Ozempic and Trulicity are diabetes drugs. Ozempic’s approval covers blood-sugar control in adult type 2 diabetes, with no weight-management indication.[9] A free supply goes to the patient whose prescriber writes it for that drug; the program does not turn Ozempic into a weight-loss benefit.

Novo Nordisk Patient Assistance Program: who qualifies

The program charges nothing to join and nothing per month.[1] For 2026, Novo sets five conditions:[1]

  • Residency. A US citizen or legal resident.[1]
  • Insurance. Medicare or no insurance at all. Anyone with private or commercial coverage is out, whether or not that plan covers the drug.[1]
  • No other public drug coverage. Not enrolled in, and not eligible for, Medicaid, the Medicare Low-Income Subsidy (Extra Help) or VA benefits. If you could qualify for Medicaid or Extra Help, the application needs the denial letter.[1]
  • Income for Ozempic. Household income no higher than 200% of the poverty guideline. Other products on the list allow up to 400%.[1]
  • A prescription. After approval, Novo contacts your prescriber for it.[1]

Novo checks income electronically. Its application form asks for consent to an income verification that includes a soft credit check.[3] Paystubs, W-2s or 1099s are requested only if you did not file taxes or had a life event that changed your income.[1] Residents of Maine and Minnesota also send a photo ID.[1]

The 2026 Medicare change for Ozempic

Until 2026 the program took Medicare patients on Ozempic. It no longer does. Novo’s 2026 rules shut Part D enrollees out of free Ozempic, and its page notes that most Medicare drug plans cover Ozempic.[1] Novo also dropped its old rule that Part D patients first spend $1,000 out of pocket; that change helps on the products still open to Medicare, such as the insulins.[1] For a Part D enrollee on Ozempic, the route is the plan’s own copay. Novo points those patients to the Medicare Prescription Payment Plan, which spreads drug costs over the year without reducing them.[1]

Lilly Cares: who qualifies

Lilly Cares is a separate nonprofit foundation that gives donated Lilly medicines free for up to 12 months.[4] It sorts its products into income groups, and Trulicity sits in Group 1.[6] To qualify for Trulicity:

  • Residency. A permanent resident of the United States, including Puerto Rico and the US Virgin Islands.[6]
  • Insurance. No insurance, or Medicare Part D. Unlike Novo’s program for Ozempic, Lilly Cares still takes Part D enrollees for Trulicity.[6]
  • No Medicaid, full Extra Help or VA benefits.[6]
  • Income. A household adjusted gross income no higher than 300% of the 2026 poverty guideline. Insulins are Group 2, at 400%.[6]
  • No plan steering you there. If an employer or health plan requires you to apply to Lilly Cares as a condition of coverage, through what Lilly calls an alternative funding program, you are not eligible.[6]

Lilly Cares verifies income through a consumer reporting agency and checks insurance electronically, and can ask for more documents if the results do not match.[6] People in Alaska and Hawaii, where the poverty guidelines are higher, are told to call for their limits.[6]

The income limits in dollars

Annual household income limits, 2026, 48 contiguous states and DC. Computed from the HHS 2026 poverty guidelines.
Household size100% FPL (2026)Novo PAP, Ozempic (200%)Lilly Cares, Trulicity (300%)
1$15,960$31,920$47,880
2$21,640$43,280$64,920
3$27,320$54,640$81,960
4$33,000$66,000$99,000

The 300% column matches Lilly’s own published table to the dollar.[6][7] Novo does not print dollar figures. It states the percentage and sends applicants to an outside table of the poverty guidelines, so the 200% column is the HHS guideline doubled.[1][7] Each additional household member raises the 2026 guideline by $5,680.[7]

How to apply, and how long it takes

Application and enrollment terms as each program states them, October 2026.
Novo Nordisk PAPLilly Cares
How to applyOnline, as Novo moves enrollment to online only; your prescriber's office completes its part from an email linkOnline, a printed form by fax or mail, or a form mailed on request
DocumentsMedicaid or Extra Help denial letter if you could qualify; proof of income only in some casesPrescriber section and a prescription
DecisionWithin 2 business days if completeAbout 3 to 5 business days if complete
DeliveryShipped to your home within 5 business days of approvalShipped to you or your prescriber; refrigerated drugs by the next business day
SupplyRefills are not automatic; the pharmacy contacts you1 to 4 months per shipment; auto-refill available
Enrollment lasts12 months uninsured; to December 31 on MedicareGenerally 12 months; to December 31 on Medicare Part D
RenewalNew application from 30 days before enrollment endsReapply up to 60 days before enrollment ends
Phone1-866-310-75491-800-545-6962

Novo is moving enrollment to online only and says the form works on a phone; a prescriber’s office can help anyone without internet access.[1] Its medicine ships from Neovance Specialty Pharmacy, which calls to schedule delivery, and it cannot go to a local pharmacy.[1] Lilly Cares also ships only through its contracted pharmacy, with no pickup.[6] Both programs ship free.[1][6] Neither charges a fee for applying, and Lilly says it is not affiliated with third parties that charge to file the application.[6]

Medicare patients enroll by calendar year in both programs. Novo takes next-year applications from Part D enrollees after October 15, and its form says a Part D patient who joins stays in the program until December 31.[1][3] On Lilly Cares, the last shipment of the year can be smaller than usual because a Part D enrollment ends with the calendar year.[6]

Free medicine, savings cards and cash prices are three different programs

Search results mix three kinds of manufacturer program under one name, and their insurance rules conflict. A free-medicine program wants you uninsured or on Medicare. A savings card wants commercial insurance and refuses Medicare. A cash price ignores insurance entirely.

Manufacturer programs for GLP-1 drugs, October 2026. FPL means federal poverty level.
Program typeExamplesWho it is forWhat you payMedicare or Medicaid?
Free medicine (patient assistance)Novo Nordisk PAP (Ozempic); Lilly Cares (Trulicity)Uninsured, or Medicare where allowed, under an income limit$0, shipped to youMedicare Part D allowed for Trulicity, not Ozempic; Medicaid excluded
Savings card (copay card)Ozempic, Wegovy, Mounjaro, Zepbound, Foundayo cardsCommercial insurance; Mounjaro and one Zepbound card also work when the plan refuses the drugAs little as $25 when the plan covers it; Novo caps savings at $100 a month, Mounjaro at $150Excluded
Self-pay (cash)NovoCare Pharmacy; LillyDirectAnyone with a prescriptionOzempic $349 to $499; Wegovy pen $349, pill from $149; Zepbound KwikPen or vial from $299; Foundayo from $149Allowed, but nothing counts toward your plan

The figures come from the manufacturers’ pages. Novo’s Wegovy and Ozempic savings offers cap the discount at $100 a month and exclude government beneficiaries.[8][9] Zepbound’s card adds a $1,300 yearly cap and ends December 31, 2026.[10] Mounjaro’s card caps savings at $150 a month and $1,950 a year, has a $499 version for plans that do not cover it, and also ends December 31, 2026; Lilly lists Mounjaro at LillyDirect for self-pay only.[11] Foundayo starts at $149 a month self-pay.[12] Which card fits which plan is covered in GLP-1 manufacturer coupons, and current prices for every brand are on the savings page.

If you need Wegovy or Zepbound and cannot pay

No free-medicine route exists for these drugs, so the question becomes which paid route is cheapest for your coverage.

If you pay cash, an online prescriber can write the prescription, but at several of them the drug is billed apart from the visit. Walgreens Weight Management and Amazon One Medical prescribe brand-name drugs only, Wegovy in pen or pill form among them, and show their prices before the health questionnaire. Call-On-Doc charges a care-only visit fee for brand drugs and leaves the medication to your own pharmacy, where insurance or a savings card can be used. WeightWatchers Clinic, the prescribing arm of the WeightWatchers Med+ membership, prescribes brand GLP-1s only and bills the drug apart from the membership.

Other online sellers list a brand pen next to compounded versions, which are not the same product as the FDA-approved drug. Fridays lists name-brand Ozempic, Effecty lists both Ozempic and Wegovy, and SkinnyRx sells Ozempic and Wegovy pens on a monthly plan that you can pay in full or finance.

A site that promises free Wegovy or Zepbound through a “patient assistance program” for a fee is not the manufacturer. Neither drug is on either company’s list, and Lilly Cares says it does not charge for enrollment or refills.[2][5][6] Apply only through Novo Nordisk’s NovoCare site, the Lilly Cares Foundation site, or the phone numbers above.

Frequently Asked Questions

No. Novo Nordisk's 2026 product list for the program includes Ozempic pens, Xultophy and insulins, but not Wegovy in pen or pill form. Wegovy is available at a self-pay price through NovoCare Pharmacy, with a savings offer for commercial insurance, and through the Medicare GLP-1 Bridge for eligible Part D enrollees.
Only if you have no insurance, are not eligible for Medicaid, Extra Help or VA benefits, and your household earns no more than 200% of the poverty guideline. For one person in 2026 that is $31,920 a year. Having Medicare drug coverage now rules you out for Ozempic.
No. Lilly Cares' list of available medications does not include Zepbound, Mounjaro or Foundayo. Its only GLP-1 is Trulicity, for people with no insurance or Medicare Part D whose household earns no more than 300% of the poverty guideline.
Novo Nordisk says a complete application is processed within 2 business days, and medicine ships to your home within 5 business days of approval. Lilly Cares says a complete application takes about 3 to 5 business days. Missing documents delay both.
Yes. Novo Nordisk enrolls uninsured patients for 12 months and Medicare patients to December 31, and accepts a new application from 30 days before enrollment ends. Lilly Cares enrollment generally lasts 12 months, or to December 31 for Medicare Part D, and you can reapply up to 60 days before it ends.
No. A savings card lowers the copay for people with commercial insurance and excludes Medicare and Medicaid. A patient assistance program gives the medicine free to people with no insurance or, in some cases, Medicare, under an income limit.

References

  1. 1.Novo Nordisk Inc. Novo Nordisk Patient Assistance Program (PAP): 2026 eligibility, application and FAQ NovoCare. 2026. https://www.novocare.com/diabetes/help-with-costs/pap.html
  2. 2.Novo Nordisk Inc. Novo Nordisk Patient Assistance Program (PAP): available products (NNIPAP_11_01012026) NovoCare. 2026. https://www.novocare.com/content/dam/novonordisk/novocare/forms/PAP_Product_List.pdf
  3. 3.Novo Nordisk Inc. Novo Nordisk Patient Assistance Program application (NNIPAP_14_Oct2025) NovoCare. 2025. https://www.novocare.com/content/dam/novonordisk/novocare/forms/PAP_Application_EN.pdf
  4. 4.Lilly Cares Foundation, Inc. Lilly Cares Foundation Patient Assistance Program Lilly Cares. 2026. https://www.lillycares.com/
  5. 5.Lilly Cares Foundation, Inc. Available medications Lilly Cares. 2026. https://www.lillycares.com/available-medications
  6. 6.Lilly Cares Foundation, Inc. How to apply: eligibility, household income guidelines and FAQ Lilly Cares. 2026. https://www.lillycares.com/how-to-apply
  7. 7.Office of the Assistant Secretary for Planning and Evaluation, US Department of Health and Human Services. HHS poverty guidelines for 2026 ASPE. 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines
  8. 8.Novo Nordisk Inc. NovoCare: Wegovy pricing and savings (self-pay and commercial insurance offer) NovoCare. 2026. https://www.novocare.com/patient/medicines/wegovy.html
  9. 9.Novo Nordisk Inc. NovoCare: Ozempic savings offer and self-pay pricing NovoCare. 2026. https://www.novocare.com/diabetes/products/ozempic/savings-offer.html
  10. 10.Eli Lilly and Company. Zepbound savings and insurance options, with savings card terms and conditions Eli Lilly and Company. 2026. https://zepbound.lilly.com/savings
  11. 11.Eli Lilly and Company. Mounjaro savings and coverage, with savings card terms and conditions Eli Lilly and Company. 2026. https://mounjaro.lilly.com/savings-coverage
  12. 12.Eli Lilly and Company. LillyDirect: Foundayo self-pay pricing and savings LillyDirect. 2026. https://www.lilly.com/lillydirect/foundayo
  13. 13.Centers for Medicare & Medicaid Services. Weight loss drugs: Medicare GLP-1 Bridge coverage and costs Medicare.gov. 2026. https://www.medicare.gov/coverage/weight-loss-drugs

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