insurance

Coinsurance

What is Coinsurance?

The percentage share you pay after the deductible.

On a 20% plan with a $1,000 monthly Wegovy bill, you pay $200 and the insurer pays $800. A copay, by contrast, is a fixed amount. Coinsurance keeps applying until you hit the annual out-of-pocket maximum.

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GLP Watchdog writes these definitions from FDA labels and peer-reviewed PubMed literature.

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